Terms of use

Last updated: 11 October 2026

Scope

MiBudget is a personal, non-commercial budgeting tool operated by Cristian Moroaica for use with the operator's own accounts only. It is not offered to the public and does not provide financial, investment or payment services.

Bank access

MiBudget accesses only accounts that the operator has personally linked and authorized, and only to read account information. It does not initiate payments and does not act on behalf of any other person.

No warranty

The tool and its figures are provided as is, without warranty. They are for personal information only and are not financial advice.

Changes

These terms may be updated; the date above shows the latest revision.